Be prepared for the worst

By Michael Glover

Herald-Tribune

The upcoming five-year anniversary of the Sept. 11 attacks on the United States reminds us that contemplating large-scale disasters is not pleasant, but it's necessary in order to prepare for personal security threats faced every day in today's society, security experts say.

Formulating or reassessing readiness plans, whether creating a plan or becoming educated on security and safety issues, might prevent or lessen the response workload when any kind of disaster happens.

Whether you drive a daily commute, fly regularly, or use a credit card online, security expert Chris E. McGoey offers the following advice on several areas of concern:

* Carry an ATM card. Many locations, even remote areas, offer ATMs if you get stranded. Also, carry some cash, just in case.

* Keep a list or photocopy all credit and identification cards you carry with you, including front and back, so that you can quickly call the issuers to inform them about missing or stolen cards.

* Store all important documents, along with some cash in a fireproof, water-sealed safe box. Such boxes are available at many retail stores. Also, tell loved ones where the box is and include their names and contact information.

* Prepare a current will, power of attorney records and medical care instructions and make sure relatives know where these documents are located.

* Carry current identification, including any medical information such as prescription medications or previous health scares.